ASSET QUALITY AND NON PERFORMING ASSETS OF COMMERCIAL BANKS

Author:

J.U. Ahmed

Publisher:

MD PUBLICATIONS PVT LTD

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Availability: Available

Publisher

MD PUBLICATIONS PVT LTD

Publication Year 2008
ISBN-13

9788175331464

ISBN-10 8175331461
Binding

Hard Cover

Edition FIRST
Number of Pages 234 Pages
Language (English)
Dimensions (Cms) 22x15x2
Weight (grms) 452

The liberalization of financial sector in India is exposing Indian commercial banks in a new economic environment that has characterized by increased competition and new regulatory requirements. The paradigm shift of attitude of finacial institutions towards the short term financing has also changed the complexion of scheduled commerical bank. The growing competition and sluggish growth in economy coupled with poor credit deposit ratio, the large volume of non-performing assets in the balance sheet and lack of automation and professionalization in operation have been flaring up the banking situation in the economy. The level of non-performing loans is recognised as an indicator for assessing banks credit risk, asset quality and efficiency in allocation of resources to productive sectors. The committee on financial system has expressed concern over the erosion in the quality of assets of which non-performing advances constitutes the bulk. The fund lock up in NPAs is not available for productive use. The present book is an attempt to diagnose assest quality and level of non performing assets of commercial banks with refernce to backward region.

J.U. Ahmed

Jaynal Uddin Ahmed (b-1974) did his post graduation (Accounting and Finance) and obtained Ph. D degree in Business Administration (Finance) from Assam (Central) University, Silchar. He achieved a bachelor’s degree in Law (L.L.B) from the same University. Dr. Ahmed has published about three and half dozen research papers in referred journals besides three books Viz., Public Sector Bank in India: Impact of Financial Sector Reforms (2005) , Business Environment with special Reference to North Eastern Region (2004) and An Introduction to Man and Environment (2003), and three edited volume of books viz., Industrialization in North Easter Region (2007) , Development Vision of North East India (2008), and development Scenario of North East India: A Holistic Perspective (2008) to his credit. He is devotedly involved in various socio-economic and research institution. He is life member of various academic and professional bodies. He is the recipient of best Thesis Award (2004) and best Young Faculty Award (2005) for recognition of his research work.His areas of interest are finance, quantitative technique, the north east economy etc. and he is actively engaged in teaching and research for over ten years. He has presented research papers and has delivered lectures as resource person in various international, national and regional level seminars and conferences, at present he is holding the position of Reader in the Department of Management at North Eastern Hill University, Tura Campus, Meghalaya and India.